Alabama Medicare Part D Plans
Complete listing of Alabama Medicare Part D plans
There are 32 Part D plans available in Alabama for 2012. Plan premiums vary widely and a higher premium does not necessarily mean that a plan is better for you. Premiums are often a function of the plan formulary and whether or not a deductible is required.
In addition to the plan name and monthly premium, the following list compares; type of plan (basic or enhanced), the deductible amount, whether there is coverage in the gap and the Medicare star rating.
This information is meant to get you started on your search for the right Medicare drug plan. Too many people make the mistake of choosing a plan based on monthly premium alone. Take some time to visit plan websites to review formularies, pharmacy networks, copays and mail order options.
Doing your home work is key to finding the best Alabama Part D plan for your circumstances. This list is specific to stand-alone Part D plans. There are also Medicare Advantage plans available that may include drug coverage.
Compare Quotes for Medicare Advantage Plans in Alabama
Alabama Part D
Blue Cross and Blue Shield of Alabama
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| BlueRx Option II (PDP) | Enhanced | $90.50 | $0 | No Gap Coverage | 2.5 |
| BlueRx Option I (PDP) | Basic | $42.60 | $320 | No Gap Coverage | 2.5 |
Windsor Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Windsor Rx (PDP) | Basic | $29.20 | $320 | No Gap Coverage | 2.5 |
SilverScript Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CVS Caremark Value (PDP) | Basic | $30.90 | $320 | No Gap Coverage | 3 |
| CVS Caremark Plus (PDP) | Enhanced | $78.70 | $0 | No Gap Coverage | 3 |
CIGNA Medicare Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CIGNA Medicare Rx Plan Two (PDP) | Enhanced | $63.80 | $0 | Few Generics | 2.5 |
| CIGNA Medicare Rx Plan One (PDP) | Basic | $28.80 | $320 | No Gap Coverage | 2.5 |
Medco Medicare Prescription Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Medco Medicare Prescription Plan – Value (PDP) | Basic | $31.90 | $320 | No Gap Coverage | 4 |
| Medco Medicare Prescription Plan – Choice (PDP) | Enhanced | $74.90 | $150 | Many Generics | 4 |
Health Net
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Health Net Value Orange Option 2 (PDP) | Enhanced | $69.40 | $0 | No Gap Coverage | 3 |
| Health Net Orange Option 1 (PDP) | Basic | $33.50 | $320 | No Gap Coverage | 3 |
United American Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| United American – Preferred (PDP) | Enhanced | $49.90 | $80 | No Gap Coverage | 2.5 |
| United American – Select (PDP) | Basic | $31.40 | $320 | No Gap Coverage | 2.5 |
First Health Part D
First Health Part D Premier Plus (PDP)Enhanced$102.80$0Some Generics and Some Brands3.5
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| First Health Part D Premier (PDP) | Basic | $30.50 | $250 | No Gap Coverage | 2.5 |
| First Health Part D Value Plus (PDP) | Enhanced | $25.20 | $0 | No Gap Coverage | 2.5 |
Community CCRx PDP
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Community CCRx Basic (PDP) | Basic | $30.00 | $320 | No Gap Coverage | 3 |
| Community CCRx Choice (PDP) | Enhanced | $84.00 | $0 | No Gap Coverage | 3 |
Aetna Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Aetna CVS/pharmacy Prescription Drug Plan (PDP) | Basic | $26.00 | $320 | No Gap Coverage | 2.5 |
| Aetna Medicare Rx Premier (PDP) | Enhanced | $80.10 | $0 | Many Generics | 2.5 |
UnitedHealthcare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| AARP MedicareRx Preferred (PDP) | Basic | $44.20 | $0 | No Gap Coverage | 3 |
| AARP MedicareRx Enhanced (PDP) | Enhanced | $88.40 | $0 | Some Generics | 3 |
Humana Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Humana Enhanced (PDP) | Enhanced | $42.90 | $0 | No Gap Coverage | 3 |
| Humana Complete (PDP) | Enhanced | $110.10 | $0 | Many Generics and Some Brands | 3 |
| Humana Walmart-Preferred Rx Plan (PDP) | Basic | $15.10 | $320 | No Gap Coverage | 3 |
HealthSpring Prescription Drug Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| HealthSpring Prescription Drug Plan -Reg12 (PDP) | Basic | $33.00 | $320 | No Gap Coverage | 2.5 |
UniCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| MedicareRx Rewards Standard (PDP) | Basic | $48.50 | $320 | No Gap Coverage | 2 |
| MedicareRx Rewards Plus (PDP) | Enhanced | $87.40 | $0 | Some Generics | 2 |
WellCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| WellCare Signature (PDP) | Enhanced | $65.90 | $0 | No Gap Coverage | 3.5 |
| WellCare Classic (PDP) | Basic | $34.50 | $320 | No Gap Coverage | 3.5 |
EnvisionRx Plus
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| EnvisionRxPlus Silver (PDP) | Basic | $30.70 | $320 | No Gap Coverage | 2.5 |
| Rite Aid EnvisionRxPlus (PDP) | Enhanced | $69.20 | $0 | Some Generics | 2.5 |
The number one consideration when choosing a Part D plan
A part D plan needs to include all of your medications. Each plan has its own list of drugs, known as the plan formulary. Many people assume that there is a universal Medicare Part D formulary for all plans. This is not the case.
Whether you require a basic formulary or an enhanced formulary is determined by the drugs you are required to take. Don’t make the mistake of choosing an inexpensive plan that does not include all of your medications.
When comparing Alabama Part D plans pay particular attention to the plan’s formulary. Also compare plans to see which plan includes a more favorable tier placement for any medications you are required to take. It’s important to choose wisely because Part D enrollment periods are few and far between.
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