Arizona Medicare Part D Plans
Comparing Arizona Medicare Part D plans
There are two ways to get your Part D coverage. You can enroll in a Medicare Advantage plan that includes drug coverage or you can enroll in a stand-alone Part D plan. Often enrolling in a Medicare Advantage plan gives you less opportunity to compare Part D plans. After all, you must accept the drug coverage as part of the plan you choose and most Advantage plans don’t offer enhanced Part D formularies.
The following is a list of 29 stand-alone Part D plans available in Arizona for 2013. Whether you stick with original Medicare or purchase a Medigap policy you should enroll in a Part D plan. Not enrolling when you are first eligible can mean penalties when you do enroll in the future.
The following list is designed to give you a high level view of available Arizona Part D plans. In addition to premium, you can compare; deductibles, type of plan (basic or enhanced), whether there is coverage in the gap and how the plan is rated at medicare.gov. Use this list as a starting point to do additional in-depth research to choose the plan which is most suitable.
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Arizona Part D for 2013
Aetna Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Aetna CVS/pharmacy Prescription Drug Plan (PDP) | Basic | $28.00 | $325 | No Gap Coverage | 3.5 Stars |
| Aetna Medicare Rx Premier (PDP) | Enhanced | $92.90 | $0 | Many Generics and Some Brands | 3.5 Stars |
Blue Cross and Blue Shield of Arizona
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Blue MedicareRx (PDP) | Basic | $32.70 | $150 | No Gap Coverage | Not Enough Data for Rating |
Cigna Medicare Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Cigna Medicare Rx Plan One (PDP) | Basic | $42.90 | $325 | No Gap Coverage | 3 Stars |
| Cigna Medicare Rx Plan Two (PDP) | Enhanced | $81.10 | $0 | Few Generics | 3 Stars |
EnvisionRx Plus
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| EnvisionRxPlus Gold (PDP) | Enhanced | $54.00 | $150 | Some Generics | 3 Stars |
| EnvisionRxPlus Silver (PDP) | Basic | $28.70 | $325 | No Gap Coverage | 3 Stars |
Express Scripts Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Express Scripts Medicare – Choice (PDP) | Enhanced | $86.20 | $200 | Many Generics | 4 Stars |
| Express Scripts Medicare – Value (PDP) | Basic | $51.40 | $325 | No Gap Coverage | 4 Stars |
First Health Part D
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| First Health Part D Essentials (PDP) | Basic | $30.30 | $325 | No Gap Coverage | 3 Stars |
| First Health Part D Premier Plus (PDP) | Enhanced | $90.80 | $0 | Some Generics and Some Brands | 3.5 Stars |
| First Health Part D Value Plus (PDP) | Enhanced | $25.90 | $0 | No Gap Coverage | 3 Stars |
HealthMarkets Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Reader’s Digest Value Rx (PDP) | Basic | $29.00 | $325 | No Gap Coverage | Not Enough Data for Rating |
HealthSpring Prescription Drug Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| HealthSpring Prescription Drug Plan-Reg 28 (PDP) | Basic | $26.50 | $325 | No Gap Coverage | 2.5 Stars |
Humana Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Humana Enhanced (PDP) | Enhanced | $37.20 | $0 | No Gap Coverage | 3.5 Stars |
| Humana Walmart-Preferred Rx Plan (PDP) | Basic | $18.50 | $325 | No Gap Coverage | 3.5 Stars |
SilverScript
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| SilverScript Basic (PDP) | Basic | $22.60 | $325 | No Gap Coverage | 3 Stars |
| SilverScript Choice (PDP) | Enhanced | $29.10 | $0 | No Gap Coverage | 3 Stars |
| SilverScript Plus (PDP) | Enhanced | $90.40 | $0 | Many Generics and Some Brands | 3 Stars |
SmartD Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| SmartD Rx Plus (PDP) | Enhanced | $65.80 | $0 | Some Generics | Not Enough Data for Rating |
| SmartD Rx Saver (PDP) | Basic | $29.20 | $325 | No Gap Coverage | Not Enough Data for Rating |
UniCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| MedicareRx Rewards Plus (PDP) | Enhanced | $89.90 | $0 | Few Generics | 2 Stars |
| MedicareRx Rewards Standard (PDP) | Basic | $39.10 | $325 | No Gap Coverage | 2 Stars |
United American Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| United American – Enhanced (PDP) | Enhanced | $55.90 | $110 | No Gap Coverage | 3.5 Stars |
| United American – Select (PDP) | Basic | $29.90 | $325 | No Gap Coverage | 3.5 Stars |
UnitedHealthcare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| AARP MedicareRx Enhanced (PDP) | Enhanced | $99.70 | $0 | Some Generics and Some Brands | 3 Stars |
| AARP MedicareRx Preferred (PDP) | Basic | $32.60 | $0 | No Gap Coverage | 3 Stars |
WellCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| WellCare Classic (PDP) | Basic | $25.40 | $0 | No Gap Coverage | 3 Stars |
| WellCare Extra (PDP) | Enhanced | $39.10 | $0 | Many Generics | 3 Stars |
The Part D formulary – one piece of information that really counts
Choosing a Part D plan based on any one of the above criteria alone is foolish. But that’s what thousands of people do each year when they choose a Plan based on the monthly premium alone.
The best plan is the one which is the most affordable and will cover all of your required medications. The only way to determine if a plan will cover your medications is to use a Drug Look Up tool or review a plan formulary. Many people prefer to review the plan’s formulary. Not only can you see if your drugs are included but you can see which tier they are placed in as well. A drug is often placed in different tiers by different companies. Choosing not to pay attention could cost you dearly in extra copays or coinsurance.
Once you narrow your list of plans, you can drill down into plan formularies, pharmacy networks and mail order benefits. With 29 Part D plans available in Arizona for 2013 you should find one that meets your needs.
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