Connecticut Medicare Part D Plans
Narrow your plan choice with this detailed list of Connecticut Medicare Part D plans
If you’re interested in enrolling in a Part D plan the first prerequisite is having a complete list of all your options. There are 30 stand-alone Part D plans available in Connecticut for 2012 and understanding the details of each will allow you to make a suitable choice.
It should be noted that obtaining Medicare drug coverage is also possible by enrolling in a Medicare Advantage plan with Part D included. Whereas Part D plans are available State wide, Medicare Advantage plans are available County by County. As such, if you are interested in an Advantage plan you should visit medicare.gov to search for plans specific to your County.
The following list is designed to give you a top level view of plans and their respective features. You should also take the time to visit any plan website and research the plan’s formulary. Not only will the formulary detail all drugs covered but will also highlight tier placement of each drug. Tier placement will allow you to estimate costs.
Compare Quotes for Medicare Advantage in Connecticut
Connecticut Part D
Anthem Blue Cross and Blue Shield
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Blue MedicareRx Value Plus (PDP) | Basic | $40.70 | $95 | No Gap Coverage | 3.5 |
| Blue MedicareRx Premier (PDP) | Enhanced | $104.90 | $0 | Many Generics | 3.5 |
SilverScript Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CVS Caremark Value (PDP) | Basic | $30.70 | $320 | No Gap Coverage | 3 |
| CVS Caremark Plus (PDP) | Enhanced | $85.20 | $0 | No Gap Coverage | 3 |
CIGNA Medicare Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CIGNA Medicare Rx Plan One (PDP) | Basic | $30.60 | $320 | No Gap Coverage | 2.5 |
| CIGNA Medicare Rx Plan Two (PDP) | Enhanced | $67.80 | $0 | Few Generics | 2.5 |
Medco Medicare Prescription Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Medco Medicare Prescription Plan – Value (PDP) | Basic | $42.40 | $320 | No Gap Coverage | 4 |
Health Net
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Health Net Orange Option 1 (PDP) | Basic | $33.60 | $320 | No Gap Coverage | 3 |
| Health Net Orange Option 2 (PDP) | Enhanced | $87.30 | $0 | No Gap Coverage | 3 |
United American Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| United American – Preferred (PDP) | Enhanced | $45.20 | $140 | No Gap Coverage | 2.5 |
| United American – Select (PDP) | Basic | $31.90 | $320 | No Gap Coverage | 2.5 |
First Health Part D
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| First Health Part D Premier (PDP) | Basic | $30.10 | $250 | No Gap Coverage | 2.5 |
| First Health Part D Value Plus (PDP) | Enhanced | $25.80 | $0 | No Gap Coverage | 2.5 |
| First Health Part D Premier Plus (PDP) | Enhanced | $92.20 | $0 | Some Generics and Some Brands | 3 |
Community CCRx PDP
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Community CCRx Basic (PDP) | Basic | $31.50 | $320 | No Gap Coverage | 3 |
| Community CCRx Choice (PDP) | Enhanced | $83.10 | $0 | No Gap Coverage | 3 |
Aetna Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Aetna CVS/pharmacy Prescription Drug Plan (PDP) | Basic | $26.00 | $320 | No Gap Coverage | 2.5 |
| Aetna Medicare Rx Premier (PDP) | Enhanced | $91.90 | $0 | Many Generics | 2.5 |
UnitedHealthCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| AARP MedicareRx Preferred (PDP) | Basic | $37.00 | $0 | No Gap Coverage | 3 |
| AARP MedicareRx Enhanced (PDP) | Enhanced | $85.30 | $0 | Some Generics | 3 |
Humana Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Humana Enhanced (PDP) | Enhanced | $38.90 | $0 | No Gap Coverage | 3 |
| Humana Complete (PDP) | Enhanced | $110.20 | $0 | Many Generics and Some Brands | 3 |
| Humana Walmart-Preferred Rx Plan (PDP) | Basic | $15.10 | $320 | No Gap Coverage | 3 |
HealthSpring Prescription Drug Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| HealthSpring Prescription Drug Plan -Reg 2 (PDP) | Basic | $33.90 | $320 | No Gap Coverage | 2.5 |
UniCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| MedicareRx Rewards Standard (PDP) | Basic | $40.50 | $320 | No Gap Coverage | 2 |
WellCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| WellCare Signature (PDP) | Enhanced | $55.90 | $0 | No Gap Coverage | 3.5 |
| WellCare Classic (PDP) | Basic | $33.70 | $320 | No Gap Coverage | 3.5 |
Bravo Health
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| BravoRx (PDP) | Basic | $34.20 | $320 | No Gap Coverage | 2.5 |
EnvisionRx Plus
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| EnvisionRxPlus Silver (PDP) | Basic | $33.40 | $320 | No Gap Coverage | 2.5 |
| Rite Aid/EnvisionRxPlus (PDP) | Enhanced | $65.80 | $0 | Some Generics | 2.5 |
The Part D formulary is key
A quick review of the above list will show a sharp disparity of monthly premiums for Connecticut Part D plans. Too many people have made the mistake of choosing a plan based on premium alone. Although a plan with a low premium may be right for you, it’s no guarantee. Neither is it assured that a higher premium necessarily means that you will have a more suitable plan.
If your drugs are not covered, all bets are off. The plan’s formulary is by far the most important piece of information you should consider when choosing a plan. The list above is merely a staring point in your quest to find the best Part D coverage. If you are looking for a plan without a deductible or a high Medicare star rating, this list can help you, but you will need to dig deeper with each plan to be certain your drugs are covered.
Your opportunity to make plan changes mid-year is limited. Unless you are entitled to a Special Enrollment Period or are newly eligible for Medicare your opportunity to make changes will be the Open Enrollment Period which runs from October 15th through December 7th each year. Choose wisely.
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