Illinois Medicare Part D Plans
Complete list of Illinois Medicare Part D plans allows for side-by-side comparison
A quick search of medicare.gov will yield results for Medicare plan in any desired zip code but not in any logical order and not in a format that will allow you to make simple comparisons. There are 33 Illinois Medicare Part D plan available.
The following list (in table form) will allow you to quickly compare plans based on monthly premium, annual deductible, type of plan (basic or enhanced), whether or not there is gap coverage and Medicare Star ratings.
Reviewing the list can give you a starting point in your search to find the most suitable plan. Once you narrow your list you can visit plan websites to research formularies, pharmacy networks and learn about mail order options or any ancillary benefits.
Keep in mind that there are two ways to receive Medicare drug benefits. You can enroll in a stand-alone plan or join a Medicare Advantage plan that includes Part D coverage. If you are going to stay with original Medicare or purchase a Medigap policy your only option will be to enroll in a stand-alone Part D plan.
Compare Medicare Advantage Plans
Illinois Part D
Health Alliance Medicare Prescription Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Health Alliance Medicare Prescription Plan – Basic (PDP) | Basic | $46.60 | $200 | No Gap Coverage | Not enough data to calculate summary rating |
SilverScript Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CVS Caremark Value (PDP) | Basic | $28.40 | $320 | No Gap Coverage | 3 |
| CVS Caremark Plus (PDP) | Enhanced | $78.90 | $0 | No Gap Coverage | 3 |
CIGNA Medicare Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CIGNA Medicare Rx Plan Two (PDP) | Enhanced | $73.00 | $0 | Few Generics | 2.5 |
| CIGNA Medicare Rx Plan One (PDP) | Basic | $26.30 | $320 | No Gap Coverage | 2.5 |
Medco Medicare Prescription Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Medco Medicare Prescription Plan – Value (PDP) | Basic | $32.90 | $320 | No Gap Coverage | 4 |
| Medco Medicare Prescription Plan – Choice (PDP) | Enhanced | $90.70 | $150 | Many Generics | 4 |
Health Net
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Health Net Value Orange Option 2 (PDP) | Enhanced | $77.30 | $0 | No Gap Coverage | 3 |
| Health Net Orange Option 1 (PDP) | Basic | $40.80 | $320 | No Gap Coverage | 3 |
HISC – Blue Cross Blue Shield of Illinois
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Blue MedicareRx Value (PDP) | Basic | $38.00 | $125 | No Gap Coverage | 3.5 |
| Blue MedicareRx Plus (PDP) | Enhanced | $94.90 | $0 | All Generics | 3.5 |
United American Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| United American – Preferred (PDP) | Enhanced | $53.80 | $100 | No Gap Coverage | 2.5 |
| United American – Select (PDP) | Basic | $28.40 | $320 | No Gap Coverage | 2.5 |
First Health Part D
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| First Health Part D Premier (PDP) | Basic | $26.70 | $250 | No Gap Coverage | 2.5 |
| First Health Part D Value Plus (PDP) | Enhanced | $24.60 | $0 | No Gap Coverage | 2.5 |
| First Health Part D Premier Plus (PDP) | Enhanced | $101.00 | $0 | Some Generics and Some Brands | 3.5 |
Community CCRx PDP
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Community CCRx Basic (PDP) | Basic | $27.40 | $320 | No Gap Coverage | 3 |
| Community CCRx Choice (PDP) | Enhanced | $79.80 | $0 | No Gap Coverage | 3 |
Aetna Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Aetna CVS/pharmacy Prescription Drug Plan (PDP) | Basic | $26.00 | $320 | No Gap Coverage | 2.5 |
| Aetna Medicare Rx Premier (PDP) | Enhanced | $80.50 | $0 | Many Generics | 2.5 |
UnitedHealthCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| AARP MedicareRx Preferred (PDP) | Basic | $34.20 | $0 | No Gap Coverage | 3 |
| AARP MedicareRx Enhanced (PDP) | Enhanced | $84.50 | $0 | Some Generics | 3 |
Humana Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Humana Enhanced (PDP) | Enhanced | $38.50 | $0 | No Gap Coverage | 3 |
| Humana Complete (PDP) | Enhanced | $115.20 | $0 | Many Generics and Some Brands | 3 |
| Humana Walmart-Preferred Rx Plan (PDP) | Basic | $15.10 | $320 | No Gap Coverage | 3 |
HealthSpring Prescription Drug Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| HealthSpring Prescription Drug Plan-Reg 17 (PDP) | Basic | $30.10 | $320 | No Gap Coverage | 2.5 |
UniCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| MedicareRx Rewards Standard (PDP) | Basic | $45.10 | $320 | No Gap Coverage | 2 |
| MedicareRx Rewards Plus (PDP) | Enhanced | $93.10 | $0 | Some Generics | 2 |
WellCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| WellCare Signature (PDP) | Enhanced | $60.00 | $0 | No Gap Coverage | 3.5 |
| WellCare Classic (PDP) | Basic | $31.20 | $320 | No Gap Coverage | 3.5 |
Bravo Health
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| BravoRx (PDP) | Basic | $34.40 | $320 | No Gap Coverage | 2.5 |
EnvisionRx Plus
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| EnvisionRxPlus Silver (PDP) | Basic | $27.90 | $320 | No Gap Coverage | 2.5 |
| EnvisionRxPlus Gold (PDP) | Enhanced | $68.20 | $0 | Some Generics | 2.5 |
The Part D formulary makes the plan
The above list is a great way to compare plan features side-by-side, but don’t make the mistake of choosing the plan with the lowest premium and assume that you got the best deal. There is a lot more that goes into the total cost than the monthly premium. Here are some other features you should review:
- The formulary – make sure all your drugs are covered
- Drug tier placement – don’t assume that a drug will be placed in the same tier by different plans
- Copayment and coinsurance amounts – consider plans with low copays verses coinsurance amounts where you are unsure of drug cost
- Pharmacy network – some plans give discounts at preferred pharmacies
- Mail order benefits – some plan offer $0 copay on tier 1 drugs
- Any ancillary benefits – some plans include additional discounts on health related products and services
There are many things to consider when choosing a Part D plan. With 33 Plans available in Illinois you should be able to narrow your list and choose one that is suitable for your needs and budget.
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