Louisiana Medicare Part D Plans
Full list of 2012 Louisiana Medicare Part D plans
If you are going to receive your medical benefits from original Medicare, with or with an additional supplemental policy, you should enroll in a stand-alone Part D plan when you first become eligible to avoid the late enrollment penalty.
If you plan to enroll in a Medicare Advantage plan that includes Part D, your drug benefits may be different than those of stand-alone plans even if from the same company.
There are two types of Louisiana Medicare Part D plans: Basic and enhanced. A basic plan is less expensive and includes fewer covered drugs. An enhanced plan, although more expensive, includes many less common and more expensive drugs and generally does not require an annual deductible. An enhanced plan may also offer some additional coverage in the gap.
Medicare Advantage vs Medicare Supplemental
The following list will allow you to compare features side-by-side so you can narrow your list of plans you would like to compare. Visiting each plan’s website and reviewing plan formularies, pharmacy networks and mail order options is recommended.
Louisiana Part D
Sterling Life Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Windsor Rx (PDP) | Basic | $32.40 | $320 | No Gap Coverage | 3 |
| CVS Caremark Value (PDP) | Basic | $29.70 | $320 | No Gap Coverage | 3 |
CIGNA Medicare Rx
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| CIGNA Medicare Rx Plan One (PDP) | Basic | $32.00 | $320 | No Gap Coverage | 2.5 |
Medco Medicare Prescription Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Medco Medicare Prescription Plan – Value (PDP) | Basic | $34.80 | $320 | No Gap Coverage | 4 |
Health Net
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Health Net Value Orange Option 2 (PDP) | Enhanced | $64.90 | $0 | No Gap Coverage | 3 |
| Health Net Orange Option 1 (PDP) | Basic | $34.60 | $320 | No Gap Coverage | 3 |
United American Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| United American – Preferred (PDP) | Enhanced | $51.40 | $80 | No Gap Coverage | 2.5 |
| United American – Select (PDP) | Basic | $35.20 | $320 | No Gap Coverage | 2.5 |
First Health Part D
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| First Health Part D Premier (PDP) | Basic | $48.30 | $250 | No Gap Coverage | 2.5 |
| First Health Part D Value Plus (PDP) | Enhanced | $28.10 | $0 | No Gap Coverage | 2.5 |
| First Health Part D Premier Plus (PDP) | Enhanced | $102.10 | $0 | Some Generics and Some Brands | 3.5 |
Community CCRx PDP
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Community CCRx Basic (PDP) | Basic | $32.20 | $320 | No Gap Coverage | 3 |
| Community CCRx Choice (PDP) | Enhanced | $79.40 | $0 | No Gap Coverage | 3 |
Aetna Medicare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Aetna CVS/pharmacy Prescription Drug Plan (PDP) | Basic | $26.00 | $320 | No Gap Coverage | 2.5 |
| Aetna Medicare Rx Premier (PDP) | Enhanced | $91.30 | $0 | Many Generics | 2.5 |
UnitedHealthCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| AARP MedicareRx Preferred (PDP) | Basic | $44.20 | $0 | No Gap Coverage | 3 |
| AARP MedicareRx Enhanced (PDP) | Enhanced | $90.40 | $0 | Some Generics | 3 |
Humana Insurance Company
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| Humana Enhanced (PDP) | Enhanced | $43.70 | $0 | No Gap Coverage | 3 |
| Humana Complete (PDP) | Enhanced | $107.70 | $0 | Many Generics and Some Brands | 3 |
| Humana Walmart-Preferred Rx Plan (PDP) | Basic | $15.10 | $320 | No Gap Coverage | 3 |
HealthSpring Prescription Drug Plan
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| HealthSpring Prescription Drug Plan-Reg 21 (PDP) | Basic | $33.50 | $320 | No Gap Coverage | 2.5 |
Blue Cross and Blue Shield of Louisiana
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| RxBLUE BASIC (PDP) | Basic | $38.70 | $320 | No Gap Coverage | 2.5 |
| RxBLUE PLUS (PDP) | Enhanced | $98.20 | $0 | Many Generics | 2.5 |
UniCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| MedicareRx Rewards Standard (PDP) | Basic | $36.40 | $320 | No Gap Coverage | 2 |
| MedicareRx Rewards Plus (PDP) | Enhanced | $70.00 | $0 | Some Generics | 2 |
WellCare
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| WellCare Signature (PDP) | Enhanced | $65.40 | $0 | No Gap Coverage | 3.5 |
| WellCare Classic (PDP) | Basic | $36.90 | $320 | No Gap Coverage | 3.5 |
Bravo Health
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| BravoRx (PDP) | Basic | $45.10 | $320 | No Gap Coverage | 2.5 |
EnvisionRx Plus
| Medicare Part D Plan Name | Benefit Type | Premium | Deductible | Gap Coverage | Star Rating |
|---|---|---|---|---|---|
| EnvisionRxPlus Silver (PDP) | Basic | $31.40 | $320 | No Gap Coverage | 2.5 |
| Rite Aid EnvisionRxPlus (PDP) | Enhanced | $67.50 | $0 | Some Generics | 2.5 |
Enrolling in a Part D plan
There are 30 stand-alone Part D plans available in Louisiana for 2012. Once you have narrowed your list based on criteria above which is important to you, visit each plan website to complete your research.
If you are turning 65 or are enrolling in Part B you should enroll in a Medicare Part D plan even if you are not currently taking any medications to avoid the late enrollment penalty. If you are entitled to a Special Enrollment Period you should take appropriate action to enroll in or change plans as required by your circumstance.
You can enroll in several ways:
- Enroll online
- Complete a telephonic enrollment
- Mail an application
- Meet with an insurance agent
However you choose to enroll, be certain of your choice, as changing plans mid-year is not feasible unless you have a Special enrollment Period available. With 30 Medicare Part D plans available in Louisiana you should be able to find a plan that suits your needs.
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